Finances
Home Records That Pay Off Every Year You Own
Better repair decisions, warranty catches, claim-ready receipts, and budgets built on real numbers. And when you eventually sell, the same records can mean real money.
Free for 14 days. No credit card required.
The payoff
The Records Start Working the Day You Keep Them
Knowing your home is not a filing hobby. It changes the decisions you make while you live there.
Repair or Replace, Decided With Real History
When the water heater acts up, you can search your home's record for the past service visits and what each fix cost. Decisions come from your home's actual history, not a guess in the hardware store aisle.
The history builds itself as you maintainWarranty Coverage You Actually Use
Purchase dates and receipts stay in your home's record, so you can catch coverage that still applies before paying for a repair out of pocket.
See how appliance records keep watchInsurance Claims With Proof Ready
When something goes wrong, a claim backed by receipts, invoices, and photos is easier to file and harder to dispute. Your records are ready before you need them.
Budgets Built on Real Numbers
A year of tracked bills and expenses shows what your home actually costs, so next year is planned from evidence instead of estimates, and surprises get rarer.
And When You Eventually Sell: The Bonus
The same records also become proof of a well-kept home for buyers and documentation that can lower your taxable gain when you sell. That sale is the bonus, not the reason you kept the records in the first place.
How the record builds
You Don't Keep This Record. It Keeps Itself.
Expense tracking, bill tracking, and receipt storage do the day-to-day work, so the record grows without becoming your second job.
Cost Basis & Improvement Tracking
Log home improvements and upgrades to build an accurate cost basis. This helps reduce capital gains taxes and creates a clear financial record if you ever sell or transfer the property.
Expense & Bill Tracking
Automatically track recurring and one-time home expenses like mortgages, utilities, insurance, repairs, and services.
Document & Receipt Storage
Keep all your home's financial records in one place: mortgage statements, insurance policies, tax documents, and invoices. Everything is organized and easy to find when you need it most.
One dashboard for every dollar your home costs
Total expenses, monthly averages, and category trends, all in one view. Forward a bill to your home's private inbox and it lands here on its own.
Frequently Asked Questions
What home improvements count toward cost basis?
Improvements that add value to your home or extend its life count: a new roof, a kitchen remodel, an HVAC replacement, a deck. Routine repairs and maintenance generally don't. Our cost basis guide walks through what to save and what to skip.
Do I need to manually enter my financial data?
No. You can forward bills by email or upload documents, and HouseFacts pulls out the key details for you. You can add or edit items anytime, but manual entry isn't required, so you're not stuck maintaining a spreadsheet that quietly falls apart after a few months.
Is my financial data secure?
Yes. Your data is encrypted and stored securely. HouseFacts does not sell your information, and you control if and when anything is shared.
Is HouseFacts only useful if I plan to sell my home?
No. HouseFacts is valuable whether you plan to stay long-term or sell later. It helps you manage costs now and protects your financial records for the future.
Want the full picture on cost basis? Read our cost basis guide, or see how capital gains tax works when you sell.
Every Record You Keep Today Pays You Back for Years
Free for 14 days. No credit card required.